Newcomer money guides

Plain-language guides for your first months in Canada, based on official sources.

• 6-minute read How credit works in Canada: a newcomer’s guide Why newcomers start with no Canadian credit, what affects your score, and five practical ways to start building it from your first month.
• 5-minute read The real cost of sending money home from Canada Why the fee is only part of the price, what transfers from Canada really cost, and six ways to keep more of your money.
• 5-minute read Your first 30 days in Canada: a money checklist A week-by-week checklist for your first month in Canada: border rules, your SIN, a bank account, health coverage, credit and taxes.

These guides are general information, not financial, legal or tax advice.